If rates drop in the future, refinancing again could lower your payment, but it’s good to make sure the numbers work now just in case.

Poke around online to see if any of those organizations are in the area.Thanksgiving through the end of January is the absolute slowest time of year for leasing properties.

I've seen some conflicting information online, so getting it right from someone who does it would be amazing!

I just refinanced my 3.875 30 year to a 30 year fixed.

We use DealCheck to underwrite deals and QuickBooks Online for everything related to accounting and numbers.Classes allow for separate P&Ls for each property.

There are so many online hard money lenders.

It’s a solid option if you’re confident about refinancing before the higher rate kicks in or if you want to save more month-to-month early on.Option 2 (3.5% DP, Permanent Buydown): Lower upfront costs free up cash to invest elsewhere, and the 5.4% permanent rate adds predictability.

When talking to property managers, ask questions regarding any guarantees they offer owners and refer to any online reviews to get a better idea of how tenants and other owners feel about working with the company.

If interest rates fall later, refinancing again might require you to bring extra funds to the table, which could impact your overall investment strategy.

Luckily I was in a buyer's market at the time, but about 75% of agents did not even respond to me and I could not set up appointments online because I was not a MLS member.