I'm just buying my time and making some connections while I build my credit history again - worst part about moving country haha!

It's an integral part of keeping me whole and keeping the guests in line.

Plus, compared to other parts of Florida, the Panhandle is still relatively affordable, making it a great option for first-time investors or those looking to diversify their portfolio.Another huge perk is Florida’s no state income tax and landlord-friendly laws, which make it easier to manage and profit from rental properties.

So I get that "lag" almost every time, plus I deal with our corporate bank... so they always have that lag. 

I would remove the parts that don't pertain so you don't have to bother with checking boxes or lining through clauses that don't apply.

Really a MF deal is similar to a SF deal but there's more moving parts and more at stake if things go wrong.

In our view, experience and integrity are by far the most important parts of any private loan.

We go to our property typically 2-3 times a year.

I learned so much and it was part of the reason I felt confident enough to go out and buy my first one. 

It is our full time job (so no other W2 job for us).