Then she still only makes 2% extra for taking the risk of you not paying versus a bank.

Also never pay any upfront fees and go with a trusted lender who closes through a title company. 

If you pay the $250 and they say it's all perfectly glued and installed schedule 80 then you're going to have confidence without worry.

I filed withdrwal application March 2023, and it took 10 months for RADD to pay, and they can't pay it.

For example, I mention that every adult must pay a $XX application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

You then will pay some long term capital gains, but you also have to take depreciation recapture. 

I will have to have money lined up somehow to pay him.

Up to the investor to decide what it is that they want to pay for.

Conversation in local Bar, say I would pay all CASH How did you finance this deal?

Buyers don't look for financing and its foreign so they don't jump on a forsale listing on zillow.I've had the best (only) luck with zillow rental adds,   starting with the pitch;  rent to own, live in a great home while you pay off owning it.