I personally think the multifamily market is insane in the NW corner, but I can show you what to do if I was in your shoes in my humble opinion. 

Stay humble and ask questions, get recommendations from BP in your area for HM lenders as well.

With that in mind, you're putting yourself at an exponentially higher risk with that extra leverageIn my humble opinion, consider these following alternatives:1) Save up more money (as you suggested) to cover the 20% down + an emergency reserve2) Look into another, less expensive market (as Kevin suggested).

Our occupancy rates are up in slow season and we were only 42% Airbnb last month.This is just my humble opinion based on experience mainly in Tampa, but I hope it helps you in some way. 

It pays to be humble and patient, especially in lending.

That being said, in my humble opinion buying for appreciation may not be the best first investment for most people.

The best ways for people to take you seriously, no matter your age, is to be knowledgeable, humble, with clear and defined goals and plans.

What you want to see is the way those contractors responded to reviews that aren't 5 stars or when questioned about those circumstances have a humble response with a growth mindset on how they have grown as a company to avoid that type of issue in the future.4. 

Please buy my house", the seller humbly responded..and a few weeks go by again.We get an other message from seller, You still interested?

I honestly don't think anyone comes close to my seo strategies so I do that myself.So in my humble opinion, if you want to matter in this space you need a website, period.