The table shows that Cleveland has zero population growth, a reduction in jobs in that period and a low median household income.

It's very nerve wracking to think, us as a household that makes roughly 35,000/year will have to pay back 15,000.Originally enacted in 2007, the Mortgage Forgiveness Debt Relief Act allows debt forgiveness of up to $2 million to NOT be considered taxable income if: The house has been used as the principal place of residence for at least two of the previous five years.The debt has been used to buy, build, or make substantial improvements to the home.

Our head of household is an insomniac with PTSD, brain & spinal injuries, various other chronic pain probs that run major interference with life & everyday activities.

How many households is that?

I have lost friends that i consider family and have also seen what happens to the families when they lose the heads of the households when they did not have anything left for them.

Home prices all over bay area are unafforable by the average american family where the median home price vs the median household income is greater than 10. 

My questions are these: Should I be worried about the potential for me buying this and zoning enforcement coming after me if I rented it out to two households? 

http://obamacarefacts.com/obamacare-individual-man...The annual fee for not having insurance in 2015 is $325 per adult and $162.50 per child (up to $975 for a family), or it's 2% of your household income above the tax return filing threshold for your filing status – whichever is greater.http://www.cbsnews.com/news/is-mandatory-health-insurance-constitutional/

Every $1k of marital/household expenses that you pay for is $1k freed up in her account(s).

That means that even though your cable company may advertise 30, 50 or 100 mbs, you might not get any where near those speeds it is dependant on how many other households share the same circuit and how much they use the circuit.