However, if you filled out an online request for a quote or pre-approval with your bank, they would make a soft inquiry that results in no harm to your credit.Adam

Protect them and make sure they are not harmed no matter what.

I just don't get it, but I do appreciate that some good has come from this book.I suspect much more harm has come from it than good - and the victims who cashed in their 401k, then over leveraged in real estate and are now broke, more often end up homeless or kill themselves than come on the internet to admit what it did to them.  

O'Rourke) when believed to be harmed by another'What's bad is good; what's good is bad' (Ward Hanigan, of ForeclosureForum)'Honey, they can take things away from you, but they can't eat you' (L.

It determines if the harm resulting from an action could reasonably have been predicted.

What's the harm?

In a downtown area, however its a depressed area with high substance abuse in the city.

You aren't going to be harmed financially in either event (personal or IRS).

Do not be in a hurry and sacrifice your house unless you really have a good deal to invest in and selling your house would not harm anybody else.  

Fact is that this has gone past real estate law because you were actually harmed.