You'll be happier."

No prepayment penalty so I plan to pay it back in full when I refi or sell the deal that this loan allowed me to do....I'm betting that the deal will work out better than any appreciation in the stock market over the life of the loan, and if the market goes south again I'll be even happier...

That's why people with college degrees make more money than people without, and some studies show that they are also happier people - maybe because they use the same skills to solve personal problems.There will always be exceptional people like Rich Weese who can achieve anything they set their minds to regardless of a degree, but the probability of a person being Rich Weese is fairly low and you should not plan on it.

I have been in Real Estate for about 10 yrs now and love it.I like hard money more since you have more options and clients seem to be happier with funding.

I'm much happier at a smaller bank that the lines are not long, banking is more personal, there are no fees and loans are easier.

I'm now moved in (need to unpack) and couldn't be happier (as this was the 1 house we really loved, and we weren't in a purchase to buy, so waiting was an option).

If that will make you happier.....go for it!

I would be happier with that 2nd deal because it still leaves me with some amounts of cash left on the side for other potential deals.

Since I stopped selling and started negotiating, I am much happier, much more successful, and my golf game has improved too!

Most of the time I would always work something out with the listing/selling agents and keep the happier than getting nothing...and you'll need to be able to work with Realtors in the future, so keep them happy!