Economically growing area. 

Nothing to do with water everything to do with building in fire prone These same areas have these fires every 20 to 30 years as the Shamece brush and manzanita brush grows back after being burnt to the ground.. it grows back to 10 to 20 foot tall and when that happens and it catches fire there is no stopping it.

Things have to get much worse for insurance rates to continue to grow at 10-15% annually in perpetuity.  

For instance, targeting multifamily properties (2–4 units) is a great way to grow your portfolio.

Buying more properties when you are young is definitely the smart plan, it snowballs and grows the sooner you start.

As you grow your portfolio, keep an eye out for lenders who offer low down payment options for investors or those that allow leveraging the equity from your existing properties to fund new ones. 

Starting with one property is a smart way to learn the ropes, and as you grow, networking with local agents and other investors can be invaluable.

To find a pre-foreclosure home, buyers can search popular websites that pick up feeds from an aggregator or they can pay for the feed.

The rent-to-price ratios in many neighborhoods are strong, and the city’s population is finally growing again after decades of decline.One thing that stands out to me is Detroit’s median home price—around $95k—which is far below comparable cities of its size in terms of population.

I know the seacoast of NH has been mentioned here but I wanted to point out a few options that could be considered.Hampton, a popular coastal town, has strong demand for multifamily units near the beach and a robust short-term rental market, especially in summer.