That money is slowly starting to dry up and values are getting soft.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

PHX has a hillside ordinance that's not that easy to navigate, so you may lose SF due to excessive slopes or what the ordinance dictates.I'd suggest doing a bit more research - can you get a survey of either property? 

You increase their energy bill by having to run the pump excessively.

If it's still moist inside when you open up the wall be sure to put fans on it to dry the cavities out thoroughly.

The Oregon Coast is ground zero for regions of the country that will in many ways become more inhabitable as temps rise, water dries and abundance of resources is more critical.

Umbrella policies only kick in to cover any excess of what your initial insurance coverage doesn’t cover.

Fico Scores can drop fast when a person starts to open and take out multiple LOC's and mortgages which is considered "Excessive tradelines" based on your DTI.Helocs are great for quick renovations or repairs and should be used and paid off or down quickly.

You’re looking at turning a $500k gain from tax free to a tax bill in excess of $125k.

They charge so much since they have to come out to the house 3 or 4 times since there is drying time in between steps.