My spreadsheet is $30This helps pay for consumables. .

Persistent supply chain issues and strong consumer demand have not helped the issue subside; however, the core driver of inflation is and has been increasing shelter costs.

For a complete list of orders and laws relating to foreclosure moratoriums and restrictions in Connecticut, please view the below links. https://portal.ct.gov/DOB/Consumer/Consumer-Help/COVID-19-Mortgage-Relief https://jud.ct.gov/COVID19.htmhttps://portal.ct.gov/DOB/Consumer/Consumer-Help/COVID-19-Non-Federal-Mortgage-HelpMortgage Work-Outs / Forbearance Many lenders are more willing to negotiate work-outs and/or forbearance agreements during Covid-19.

Consumers cutting back on spending due to high inflation.3).

Little by little… so as someone who knows nothing really about this business.. how does one go ( consumer) to find direct bookings and skip VRBO and airbnb..

Similar to consumer direct mortgages. 

@Sandeep Shukla how much time do you have to manage AND learn:1) Fair Housing laws2) Fair Credit Reporting Act3) Consumer Privacy Protection laws4) Local rental ordinances5) State eviction laws and procedures6) Etc...Everyone thinks property management is easy until something goes wrong...

Aggression might be the dog snarling and barking at the fence but only when someone is on the other side when in reality the dog wishes the fence was not there so it could consume the person on the other side or something like that.

So, owners force PMCs to only effectively advertise their rentals on their own website, the Zillow group and whatever their PMC software provider syndicates to.This wasn't a problem the last 5 years or so with the crazy demand for rentals, but consumers are getting tapped out and Days On Market for rentals has increased 37% in the last 2 years. 

Since the White Coat Investor analysis I posted earlier seem to be debated by others yet to post counter-point sources I'll share another source that I found while researching WLI a few years back, Consumer Reports. https://www.consumerreports.or...In this analysis from one of the most independently-funded, unbiased consumer advocacy groups in America the outcome was the following: < 5 years: poor investment (versus term)16 years: you break even on cash surrender value + value of insurance received+20 years: dividends exceed term + treasuries alternative, surrender charges disappear In sum CR concludes: This mixed bag of potential benefits and costs is complicated enough for consumers to navigate, but poor disclosure robs consumers of the information they need to comparison shop.