Not even close.Its money that is taken away from you, money you could be using to spend on an amazing vacation, an enjoyable and rare tea/wine/whisky, invest, increase passive monthly income, build a school in a 3rd world country, give to charity, etc. 

I would hire a highschooler and pay them $12 an hour and be better off.I find that I have more passion about closing the transaction than anyone I could hire and I think the value is in the relationship that gets established on the phone call, such that I prefer to make the calls myself sitting around the pool with an ice tea in hand.

A simple, "...after closer inspection, this property isn't necessarily my cup of tea.

It's not everyone's cup of tea, and you gotta understand you aren't in the nicest areas, if you leave tools out, expect things to be stolen, and expect borders to be tested... .  

i know that over-leveraging is a stupid mistake and believe me i don't need to fall a**-over-tea-kettle into that mistake to learn from it.  

I prefer not to make investment decisions based on luck, speculation, hopes, dreams, tea leaves, etc... but rather numbers and income potential.  

Not really my cup of tea but if you view debt paydown as a "savings" in exchange of cash flow more power to you.

I am able to enjoy my morning tea, process email, catchup on blog articles, look at my daily to do list, and so forth before anyone else is asking me for stuff.

This is my theory and what I am planning to do to the tea.

Their tribal chief, Phyllis Anderson ends her TV commercials by saying "Las Vegas with sweet tea" in the most lovely southern drawl.