It's always worth checking recent reviews to ensure you're getting someone who can move at the speed you need.A quick Anecdote: I had a friend who went through a similar process recently.

There are a few options that are first time investor friendly, do not require reserves, and do not have any prepayment penalty (with no cost to buydown)

So, even as the Fed lowers the Federal Funds rate, and as we see the spread between the 10-year treasury yield and the 30 year mortgage rate shrink, upward pressure on the 10-year from longer-term foundational pressures will see mortgage rates tick up or or at least hold steady.While this is neutral/slightly negative news for home buyers, it is very bad news indeed for our friends in the commercial real estate world, who are really seeing the best case scenario for the 10-year right now.

Tap ‘View Page’ to connect.. whether you’re just starting or scaling up, I’ll make sure you’re talking to the absolute best investor-friendly agent in any market.

I just told my investor friend who has LLCs about the Corporate Transparency Act.

Here are a few strategies to consider for funding a down payment:Partnering: Like Gregory mentioned, finding a partner who can contribute to the down payment in exchange for equity or a profit share is a solid option.HELOC or Cash-Out Refi: If you have equity in your home or another property, a home equity line of credit (HELOC) or cash-out refinance can provide the funds you need.Private Money: Reach out to friends, family, or private investors who may be interested in lending you the down payment with a promissory note.Seller Second: In some cases, the seller might agree to finance a portion of the down payment as a second mortgage.Live Frugally and Save: It takes time, but reducing expenses and setting aside funds from your income is a tried-and-true method.The right approach depends on your situation and deal structure, but a mix of creativity and resourcefulness can go a long way.

VinayI do not work in that area, but I have investor friends who do.  

Years ago, a friend of mine took on a similar challenge in an older neighborhood near Chicago..he opened up the top floor to create a master suite that felt less like a converted attic and more like a boutique hotel room.

Turns out google IS your friend…Four states – California, Oregon, Montana, and Massachusetts – have what's known as clawback provisions.

I have a couple of friends and clients who have tried them and, from what I've heard, similar experience to what @Amere Mack had experienced.