You will know when you have exhausted those resources when you hear the same thing over and over again and want to get deeper into a specific area that requires more than time resources.

Small claims is cheap to file, and all courts I know of have waivers of fees for low income or people who can't pay.I also agree I'd rather be a tenant holding a fair market rent, long-term lease after foreclosure than an investor with a rental property gone bad.

Not all officers may be given loan authority, I'd say most doing secondary market loans won't have approving authority they are more of an originator than an underwriter.

As I have said in my other forum post I am helping grandparent with a problem tenant.I was wondering if cash for keys would be a better option than an eviction, and if their are certain procedures for cash for keys in Texas.Thanks in advance for your answers.

@Sam LoCascioI am always hesitant when a person is asking about a home that they are going to live in as these tend to be more personal than an investment property First off keep in mind that the extension only gets you 15 days for $375 and you can do a maximum of 2 extensions($750)I would not recommend changing lenders as this could cause more delays and jeopardize closing even with the extra 30 daysSwitching to FHA will more than likely require a new appraisal by a different appraiser since it would have to be assigned through the pool(Double Check with your lender) which would require the utilities to be turned on again at your expense($$$$)Since you are bidding almost 10% above asking, you should consider letting the mortgage company reject therefore getting back your earnest money and rebidding with all your ducks in a row. 

I view my condo as more of a liability than an investment.  

Where I live in Georgia, I filed for my LLC online in less than an hour, and a few days later, the LLC was up and running.With the LLC filed, you can open dedicated bank accounts, which will help you keep the books straight.

Turn key companies acquire properties cheaper than an individual because they are paying cash, and buying from multiple sources including auctions, tax sales, wholesalers etc.

After being taken advantage of a,previous contactor Michael not only came in and finished it under time, he worked with my already exhausted budget.

So, I was little deterred, and exhausted and but knew if I rest now prices aren't going to rest either.