very easy solution 1-Find out who is “Flipping “ in your area.

They have a problem- you have a solution (that is outside the box for most people) so be super transparent on the front end to avoid stuff like this on the back end. 

That is good to hear the city is realizing the issue with banking and is pursuing a solution.

So, while it is great that strategy has bought you some breathing room, it isn't a long-term solution.

So find something where you can sell for more than $204,000 and the better solution would be to sell current property, and make the money up on the next flip.

Depending on the scale at which you plan to implement the software, I do recommend for large 3rd party solutions, supplementing some of the current software short-comings such as inspections, and maintenance asset tracking.

If the HELOC is interested only and can be fixed this might be helpful in different solutions.

Or is splitting the equity the best solution giving the circumstance?

Any body have any solutions?

So if I did qualify for the 5 million I would just put in that much more effort and be that much more creative.PROBLEM:1- Because I only have $150000, and two properties which after refinance would give me about $110000 in equity(which I don't think would matter for the project I would use this money for anyways), I would not have enough capital to fully take advantage of either credit line as far as closing the deal with my 20%, nor rehab costs of at least $25000 per property.Options I have thought of for solutions:1- Finding the money by bringing in partners who can either cover the rest of the money needed (I'm figuring around $400,000 total, so 250k  more accounting for down payments rehab, and taking into account 6 mo. of monthly payments with the Million dollars maxed out.2-Some company's can qualify you for what Ive heard up to $150000 of business card which you can cash out at 0% interest for a year(have contacted some a company to see if I qualify for this).3-Have my mom join as partner to business and refinance her house to take out approx. $180000.