That bill added "sexual orientation, gender identity, gender expression" to the list of protected classes (after race, color, religion, sex, marital status, national origin, familial status...) with Charlotte obviously requiring that establishments there make accommodations for the "full and equal enjoyment of the good, services, facilities, privileges, advantages, and accommodations of a place of public accommodation..."

I don't want to step on toes, but each group has its own personality, its own identity.

Overstating your costs of improvement to a lender in a loan application is fraud by deception and a felony in all 50 states.

I'd suggest taking very high-level concept notes and try to understand the BIG PICTURE first and the details second.Then, a week before your main licensing test, signup and use "http://examsmart.com" Their practice questions and tests are almost IDENTICAL to the exam.

Actually, I hadn't even thought about a transaction where B brought his own funds to the table.Simultaneous closings are never unlawful; the legality aspect comes into play through either committing mortgage fraud to push through the transaction or non disclosure on the part of a party to the transaction or a service provider to the transaction.  

Make it congenial and you'll avoid damages.Let your ownership "season" a few months so the bank doesn't get upset and charge you with fraud.

If I didn't know the borrower I would probably want some additional documents for identity.  

If you certify that you will live in the dwelling for 12 mos knowing you will not/ do not plan to, that is a form of mortgage fraud.  

I’ve also uncovered a troubling number of civil and criminal cases that have been filed against him (just in Greenville County), most of which relate to fraud and forgery-type offenses (some of which appear to have resulted in his incarceration, the last being in Dec 2015).

The lease is enforced based on the specific state's landlord tenant law, the statute of frauds compliance with the option/p&s/first right is enforced based on state level case law, etc.$10k to $14k to set up a lease option?