Polanyi wrote that a self-regulating market, the kind bequeathed to us since Ronald Reagan, turned human beings and the natural environment into commodities, a situation that ensures the destruction of both society and the natural environment.

This thread speaks volumes of what is wrong and right with the 6% model of real estate sales.Comparing to commission only life insurance and mortgage brokering, there is a conflict of interest.If you only make money with CASH SALE, as an agent in Real Estate sales, and few are getting financed traditionally, then seller financing (sub2, land contracts, seller carrybacks and wraps-AITDs, selling beneficial interests in land trusts, etc.), all these tools that creative financing offers to fix Sellers' problems, well these tools do not help agents TODAY, may be later, but not now.If your model included hourly income rates to fix the problem of this troubled depreciating Buyers' Market, AND you had the skills of creative financing, well, maybe you could create solutions for buyers.An analogy:A whole life insur salesman make 75% comm on one policy (annual premium, with charge backs if the monthly payment is interrupted) OR second carrier offering 45% annual premium comm.If you had to feed your family, which would you sell?

This started as a real estate discussion, but has veered off into a discussion of whether or not people get the support they need to deal with life's hardships.

I am in a good place in my life and am amazed at how lucky I have been.

He is an awesome guy and is basically setting me up to start a great and successful life in real estate, yet making me work hard and struggle to learn.

Since this thread was brought back to life, I would say that more buying opportunities exist now and will over the next year than when this thread first started.

Your lender can share their criteria, most investors won't meet it.For most investors, a PG is going to be a way of life from this point on for a long time.BTW, done properly a PG does not show up in any public records nor on your personal credit report.

No where in it have I made reference to 'Killing ALL Humans' or 'that all people are the same'.

I know the human being and fish can coexist peacefully."

It is looking like I will be spending much of my life here in Columbia, Missouri.