Hi Gang,First time posting here, but I’ve been listening to the Bigger Pockets Podcast for a while now, and I’m part of a family owned rental property business.Here’s my “dilemma” that I’m hoping to get some feedback on:I’m looking to branch out from my family’s portfolio and purchase my first owner occupied 3-4 family property in Boston, and while I have ample money in the bank for the 20-25% down payment, I’m self employed and have not made enough consistent income in the past 2 years to secure a 30 year fixed mortgage.

If I have dividend stocks, bonds, or am earning a return on crypto (defi/staking/etc), none of that is disqualifying.Assuming managing my rentals didn't prevent me from working a full time job (thus qualifying as self employment), it shouldn't matter.There is a lot of anecdotal tales out there, but I can't find anything concrete, which is what I'm looking for.

There was also an article stating that employers are facing a new challenge with hybrid work arrangements where offices are barren Monday's & Fridays yet crowded Tuesdays through Thursdays.  

I have a job on standby and can get a note of employment.

This loan is used primarily for a self-employed and will require 12-24 months of business or personal bank statements.

For employees, Advisors read through a client's employee benefit package to provide guidance on how to take advantage of whatever the employer is offering.

Have you spoken to other investors who have successfully employed your strategy and gotten positive feedback from them?

Are you two trying to step away from being full time at your jobs eventually and have more flexibility as a self employed person?

There is a minimum employment criteria to qualify for the PPP loan. 

With things this year, there aren't as many employed there which obviously hurts the rental markets.With the strong tourism here, once things get closer to being normal in the world, the rentals will bounce back.