I treated the sheetrock with bleach, applied mold resistant paint and then color matched the paint.

I have a couple of things I need to get in place before I try to apply for a loan of course and I would like to know how can I pull my own credit score that is pretty much accurate.

I'm currently building a portfolio of apps using some concepts that apply to RE.

If I apply 3% appreciation, this house, which I have $120,000 in today, should be worth around $156,000 by then.

I am always looking for more information and ways to apply this knowledge; this is how I came across BiggerPockets Popcast.

I also apply my skills to residential rehabs, rental management, and all areas of real estate.

Several FNMA restrictions apply plus the current lender may have their own internal guidelines. 

NOPE - I had faucet off and new one on and then the drain piece broke, actually fell out bc of the pressure I had gently applied and was already broken anyway - just waiting to fall apart in my hands.

i figured the 100% HAD to apply to something other than the refi LTV.Thanks for clarifying!

It only applies to 3- and 4-unit properties (not SFRs or duplex) bought using FHA financing.