@Ryan Thomas Don't know where you got your prices, but several national QI charge in the $2,000 to $5,000 range, and often have a sliding scale for much larger transactions that fees are much, much higher. 

I doubt you had any high value items there or mementos, for cheaper items I would let it slide as it's the cost of doing business.

(This, of course, is why appreciation exists in some markets and not others: constraints on growth, usually physical.)Here's a slide I made for a presentation I gave about this:These are the actual growth numbers and correlation coefficients for a random collection of markets.

Or what to people normally do to buy 3rd, 4th, and subsequent properties?

"Oh you should have paid more but we're going to let it slide" I mean really what is that going to accomplish?

Thank you.With the first being assumable that is great but typically a lender will not slide into the 2nd position and you will need that cash.

There's defintely a time and place for it, but you can slide right in to a much more simple structure as an agent. 

With a rehab and subsequent refinance, you can build equity fast and still continue to cashflow.

If she is respectful and kind AND pays late fees (and is a GREAT tenant otherwise), I might let it slide a couple times.

We have had a few lenders question it, but after talking to them, they will allow us to slide.