It may look like there is a ton of new products coming online that will flood the market.

Seeing as how you can rent out your personal home, or ANY home you own for up to 2 weeks and not have to pay any taxes on that rental income, I see no reason why you would be forced into a separate loan product with inferior terms.   

I have worked on some houses over the years that I am shocked that they have stood around this long, seeing some of the framing and the failures before they knew certain things we now know with modern building science and product/technique innovation.

@Martin BradyYour only option is a product that goes based on the cash flow of the investment property.

I received a phone call from the loan specialist who explained I could not have two home equity loan products on the same property.

Inform the lender doing the refi what you are trying to do and see if they have any loan products that fit your needs regarding your desire to invest.

How quickly can alternate sources ramp up for products currently made in China for the US export market?

Peter Thiel's concept in this book dictates how I run my company and influences how I develop my products.

Yes, after 30-90 days you can exit out and refinance to a long term product.

Then identify which branch office location of that company has the highest production per agent.