What stage are you in the process?

I'm still in the early stages of getting details of the ordinary income and expenses.

Let's explore some key steps in this dance:Setting the StageBefore the negotiation even begins, sellers can take actions that set the stage for success.

@Bryce Cutler you can touch on a few issues on a high level, but it would be very inefficient to train at that stage, because we have on average probably over 20 in person applications.

They can't have assets in excess of $999.00, which means the market value of the mortgage disqualifies them for benenfits.

As mentioned above, oversized lots with existing homes appraise at ther lot value for the lot required, the excess is usually a third of the value per sq ft since excess or additional land is a small bonus, but when there is enough to subdivide another legal lot, you can get a steal of a deal!

I've talked to Home Stager and they said staging is more important I don't need a designer to design the house.

Again, you're testing for motivation and filtering the motivated from the not-so-motivated.Do you see why the numbers, at this stage of the game at least, are virtually meaningless?

This buffer might seem excessive, but for me it's essential to be able to sleep at night and ride out the bumps while leveraging myself.3.

If you are selling the house that has the HELOC and your sale proceeds cover all liens, the liens will be paid through the closing at closing to give clear title to the next owner and any "excess $" you get to pocket.