But one property I found had two houses on it and an extra garage, but it was hard to tell what was going on by the pictures.

For me the Capital came from us working our butts off and saving all our extra cash & figuring out some creative financing methods. 

Really nice with 24 hr security and gated.I might have to give in.If that is the complex I am thinking of it may have some extra strict ratio rental restrictions...waiting list when I checked.

I already have a portion of my paycheck sent directly to a savings account but that of course earns almost nothing with interest.What are some other interest earning options I can do for automatically saving money so I can buy my first deal in the next 12 months?

It does sound good, that's why I'm on the extra due diligence.

Part of this is also seeing plenty of data in sold comps since I opened this HELOC verifying that the actual value of my house has gone up a solid amount as well, so hence the extra motivation.  

Ie there’s a base cost for a 1 br and extra br are usually marginally more money.

This extra hurdle doesn't seem to be worth it at this point now that I know the risks involved. 

Meanwhile you can use the remainder of your cash to finance multiple other deals.For a Hard Money loan you will only pay about $750 per month for each $100,000, so if you are not n the project for too long and the forced appreciation is decent, the extra carrying costs shouldn't be to bad compared to the overall deal.

We want to set up a partnership agreement for how money is spent and earned.