Finally, the 8th one was the magic number.

Otherwise, I merely educated my clients in some fundamentals of taxation.So, if you don't know the basics, then any accountant will deliver "magic" results to you.

One day, my wife and I were discussing about being those magical words - financially free.

I myself have not found this magic spot.

Does anyone have suggestions for lenders who have worked with real estate investors / creative financing in Twin Falls, ID / Magic Valley?

Owning something is Hawaii is Magical. 

The narrative for the rail, from a real estate angle, has been that people are buying up properties in Ewa, Ewa Beach, Makakilo, Nanakuli, Maile, Waianae, Makaha, in hopes that their equity will magically double once the rail is complete.  

And it gives you an actual copy of what was filed with the IRS directly from them so you're sure they didn't do some computer magic on the set they gave you.Trust but verify.

Another option is Magic Jack.

This may spur inflation for a bit as it will ultimately all come from the magic money printing press, but it probably won't be horrible.