I can certainly understand the point of view of not liking the fact of subletting when you are renting a piece of property understood.

Making improvements, improve appearance, function, use and you add value.I suggest you study real estate, why and how RE is valuable, such basics when understood will help you see why and how things are done, looking at marketing systems or methods of moving properties won't teach real estate functions, responsibilities, value or the basis of legal aspects.

I never understood the phrase "if you do what you love you will never work another day of you life" until now.

Understood, and I thank you for this feedback.

@Armando Pena  Understood.

For instances, it is not well understood how proof or an originator will be provided in when mortgagee and mortgagor are in contest with each other.

Thanks Wayne - guess I mis-understood a 'hard money loan' - thought it would be more like cash . . .

If the current owner is living in one unit, just determine the rental value of that unit and do your normal valuation.I hope I understood the question but the way you mentioned seems to be the right way.

Also we had another property pending one point that was also a short sale and the EM wasn't requested then either before bank's approval - hence understood that was the protocol, but I guess was mistaken on that one.I don't think we were too high maintenance buyers at all actually.

Understood real estate, got not escrow/title for a builder in Texas/California.