Also because I can’t stomach losses very well and I entered into panic mode when I saw my 401k drop $30k in a week.

Last bit of info to share; had a call with an agency lender we do business with and VP of lending indicated they are in a "wait and see" mode.

Their business model is selling flipped houses to investors and then managing them.

More curious about what their business model is exactly?

I've done a bit of work on the attached spreadsheet and I'm looking for someone more experienced than me to maybe look it over and tell me if  I missed anything or made some wild assumptions or the model is just plain wrong.  

She also has been trained for cold calling in the wholesale model. I

You deserve a better response than I am able to give when I am in defensive mode.

I know he owns a sfh portfolio that he used the BRRR model. I

@Jerry W. lol @ getting mad because someone else makes a buck :) There seems to be quite a few suggestions on here that property owner try to get in on action but that business model exposes owner to a different set of risk... insurance company will also want to alter policy to reflect that... is there any market data suggesting the vacancy rates with that model is lower than say hotel vacancy rates?

I think the same people who are willing to take trains (or drive a long commute) will be the same ones treating self driving cars as another mode of transportation.