How can I take matters in my own hands and handle this issue so that I can close by the 30th. 

I see a handful of good reviews online but would like to hear experiences from other investors if they've used them before. 

I agree with @Greg H. And

At closing we received a hand written report from the contractor who turned out to be the sellers father who is liscensed in 2 other states and not VA.

I want him to have my offer in hand for when he does get desperate enough to sell it to me. 

Unless Amazon moves into the RE market, and starts stacking shipping containers, renting them to millenials as studio apts, and undercutting me on price, I'm going to be good. 3) On the other hand, if liquidity dries up nationwide, as it did in 2007-9, I suppose the worst case scenario is that my bank doesn't want to refinance a few of my 5/20 year/am term loans.

I hand wrote letters on their “free” printer paper, and individually taped them to mailboxes.

In any kind of transaction, you have to find a way to add value if you want to get paid.People don't typically hand you a house in a desirable neighborhood with zero repairs needed for less than the full market value.

You definitely don't want to get in trouble with fair housing.As for your second question about the applicants who don't qualify based on income, as soon as they hand you the application and you see that they don't qualify, you should explain that to them. 

Along with lower intelligence comes low social skills and standards which means much greater hands on management.