, doors off hinges, broken windows--unreported and just left broken and open to the elements, heavier wear and tear on flooring than class B, large secret dogs that they are babysitting for a relative in jail for unpaid parking tickets, cigarette smoke smells indoors, broken shelves, home-made (crap) repairs on things, dead cars on the property, dead cars up on blocks on the property, piles of old bald tires, etc...Not all, but some. 

@Jeff Gold Yeah 1% is a pretty big deal for the mortgage but more exciting is the ability to get the property for only 10% down.

Ergo you have the ability to fractionalize the note.

The major things I see for secondary market lenders is there ability to close the loan.

Once I had an idea of the various choices I had before me, then I'd eliminate the ones that don't fit my knowledge, skills, and abilities. 

The ability to house hack and not have to pay a housing payment from my personal budget every month.

@Fouad HayekHi Fuad, on my purchase agreement it says if this agreement is subject to the BUYER’s ability to obtain a loan and the loan can not be obtained, the BUYER shall get the deposit refund.So in this case, I’m not able to obtain 80% of the loan, and is that means I’m not satisfied with the loan condition?

If it's your first investment, consider the fact that less money down means you're Debt to Income ratio is higher meaning it may impact your ability to get conventional financing for the next investments.

You can't force the whole world to get a vaccine and even if they did, they would still have the ability to carry and transmit the virus to you.Isn't that information of value? 

Yes, its great to write everything under the sun off to pay no taxes, but it hurts your ability to get loans, so a balance needs to be struck.