At 100% financing, these so called lenders can buy themselves.  

While the support sounds nice, I can buy quite a bit of consultation and legal help for $60K, and that doesn't even figure the royalty.Nothing against the franchises, I spoke with PMI and was impressed with their business model, I just don't like the idea of paying fees to be restricted operationally. 

Investment Info:Single-family residence buy & hold investment.

In my opinion principal reduction is the best option instead of buying interest rate since money will not go directly towards principal.

That is for people trained to buy property the correct way, but most people aren't trained so they resort to the aforementioned options. 

All were buy & holds, all cash flowed well, all have at least doubled in value.

Personally I wouldn't buy any property occupied, I'm interested in the asset itself and will decide how I operate said asset.

I would recommend finding the top lenders in the area where you're buying and gaining a good understanding of their terms.

Additionally you are released from any restrictions for occupancy after one year.So example I buy a property near the smokey in tennesses right I go up in that area every year for one week I would still have the keep the property still vacant for six months or can I have it up on the OTAS till the week I go ?  

Lastly - sis is trying to buy the building from usoriginaly (day one after auction) we thought it would be a good idea)now after we have seen the property and know what a good deal it is - we prefer to keep it instead of the quick flipIt is hard to get our hands on a well priced multifamily and we thought this would be a good intro for us into the buy and hold.We could sell to her for a quick few bucks - but I want to learn the process.