The big pluses engineered hardwood are:it is more stable than traditional hardwood, so are less likely to cup or twist;is more sustainable to produce than traditional hardwood (makes resources go further);some are available with installation methods/systems allowing for easier installation than traditional hardwood.

QuickLiquidity purchases stabilized positions in traditional commercial property types. 

You can save any money you want in a traditional IRA.

I was thinking of trying to borrow just enough money to get a hard money loan for a year or two and save two put down a higher percentage on a traditional mortgage.

I don't think a traditional 20% down for of 130000 and rent at 1400$ is a good way to go with this. tax in this area is high 3%, not including insurance Is there any good way i can structure this deal so that i can get a ROI of at least 20% a year?

Welcome @Jared Christian

I have ~80k cash available, but am looking to leverage w/ 20% down or whatever is cheapest for a conventional loan.First of all, before getting to the triplex numbers, as it's my first home purchase, should I be using a different type of financing other than traditional 20% down?

Just a guess, but my assumption is they said no financing because the condition won't allow traditional financing.

Sure @Christian Sifuentesgo to my profile and email me.Happy to help.

Pertaining to the cashout refi, I'm utilizing a private bank here in DFW because they do not require a seasoning period on cashout refis, whereas traditional banks require a minimum 6-month seasoning period.