There are still cash flowing opportunities at current rates and I am closing 2-3 per month for people like yourself. 

If you had income in December, the lenders should have pro-rated it and used.

Are you finding that the higher rates are affecting your cash flow projections or acquisition strategies?

@Dave Naphy HELOC would be best for a flip so you aren't paying high int rate long term.Cash Out Refi would be the better idea generally for a rental.

What fees are paid to them?

When the building is fully rented allowing for a 10% vacancy the NOI will be $136,800.00 which will put the value around $1,700,000.00The refi I have in place at current rates will give me about 200K cash out and 50K cash flow a year.There's a ton more I could add in here but it's already a long post.

The seller apparently ignored this notice.Twelve days later, the city conducted the re-inspection, and the seller was charged $151 in re-inspection fees.

We may see 5%-ish rates by spring/summer.

The rates depend on your overall tax bracket each year.

Don't look now but the 10 Year US Treasury is dropping like a rock over the past week currently hovering below 4.1% ahead of the FED Rate decision.