That included my personal emergency fund. 

Hi DamonI am a short term investor looking to help wholesalers fund their Earnest Money Deposits.

I've been a low level buy-and-hold investor for years with just a couple properties under my belt. 

You may want to look into taking out a HELOC to fund your dream!

Like many others, I have had a negative experience Joint Venture investing with Scott Carson and his company Inverse Asset Fund LLC.

We will put that $95,000 into the emergency fund and continue to save money until our next purchase.

We've done this personally on refis with just a lease,  but through a local credit union so I'm sure it's different. it seems like there is a lot of potential problems this would create for the owner, tenant and PM if the lenders have to have a signed lease and all funds upfront, before the loan is closed.

I’m trying to solve for a lack of funds to put up down payment, not sure another lender is the solution here but open to perspective if you have something in mind  

Losing the low property tax.

You will get a low response rate like less than 1% but even a half percent gets you 15 phone calls and one of those can be a good deal.