If you're not from the area (and with a Phoenix location it looks like maybe you aren't), you'll soon find "NOVA" covers a wide geographic area made seemingly far, far larger by our incessant traffic (pandemic notwithstanding).

I dont see the corona virus situation going away and economies being destroyed as long as trump is in office. 

Pandemic = March of death for the ICE automakers. 

The ability to refinance homes at record low rates seem to be keeping elevated delinquencies in check with over half of all mortgage loans created since the start of the pandemic being non-cash-out refinances (with up to 70% of all recent mortgage loans being refis).

Even in a worst case scenario it should not cost thousands, get more quotes or wait until the pandemic is over then get more quotes.

Currently during this pandemic our academic market is at a standstill but then our vacation rental market is, as well.

@Chris Gavre I just purchased a 37 pad park in the middle of this pandemic using a local bank.

Although I have only one property with a government insured loan, I have not been charging late fees during the pandemic on any of my properties nor have I filed for any evictions.  

Since the pandemic, there has been an increase in non-paying tenants.

Medical professions are making so much bonus money and incentives during this pandemic and this will be like this for awhile so that could be why they increase their debt.