I'm perfectly happy with our slow steady pace because we also didn't see much crash in 2008-2010.

So as you acquire properties, you also acquire income at a pace that should be similar to your debt acquisition.So, if you acquire debt and income in similar proportions over time, the DTI metric shouldn't move against you.

What the difference in paying a Pace Morby or someone like that vs paying the hundreds or thousands of dollars for the bigger pockets boot camps or paying a couple thousand dollars to go to a conference?

Some luxury or high cost areas the rents don't keep pace with the prices and you will need larger down payment to cash flow.If you have funds in Canadian dollars they are calculated with the conversion of the day.

We're slower paced and a bit behind as far as the recovery is concerned.

@Pearce G. 50/50 profit is by definition his incentive; if your contractor isn't a math person make sure to walk them through a sample deal; and once you find the home you want to purchase go through the costs and expected profit; and show how his share of profit goes up/down depending on changes to the renovation budget, and how much your weekly holding costs (intrest/taxes/4 homes a year pace vs 5 homes a year pace/etc) affect how much you all earn.

And we are ahead of pace for such. 

We're also able to evaluate our rates, and keep pace with inflation, on a monthly and quarterly basis because of shorter term leases.These syndication can provide an 8%+ cash-on-cash return - providing you monthly cash flow - and a 15-20% IRR over the length of the project.

For example, here was my 5 year goal when I started 3 1/2 years ago.Goal: Build a rental property business that in 5 years will generate $10,000 per month positive cash flow and have $1,000,000 equity.Plan: Purchase 50 rentals at a pace of 10 rentals per year.

There is a reason why commercial job's move at a snails pace.