Yes, all the STR specialty policies from folks like Proper, Steadily, CBIZ, etc. are typically written on commercial forms, which is what I was referring to. 

They typically do not charge to assess the property since they know they will get the job when we close. 

“In 2020, a household earning $59,000 annually could comfortably afford the monthly mortgage on a typical U.S. home, spending no more than 30% of its income with a 10% down payment.

I have been an operator in Ocean City MD for awhile and have units ranging from 2 bed 1 bath to 6 bed 3 bath. 60k GRI is achievable on some units, typically on the larger side, in the 3 bed 2 bath range.

In theory they are but typically the easiest way to get a tenant out is for non payment of rent. 

Appreciation won't be as high as with Class A, unless you buy in a gentrifying area.Class C properties are not typically for newbies.

In terms of mortgage fraud, I'm not a lender or lawyer but the language typically says that you got this loan with the "intent" to move in.

There can be some great deals new (that typically include install for a reasonable fee) and also I've found some awesome deals on FB marketplace.  

Essentially, from the buyers prospective, this is a “penalty” paid for either having poor credit (bankruptcy, 90 day lates, overburdened with debt) or lacking income.  

As illustrated in the chart above, each instance of an inverted yield curve has typically been followed by a recession.