I have experience using a Hard Money Loan to "bridge" the gap between non-traditonal financing to a traditional source.

However I do intend to remain in contact with both the tenant buyer and seller for the life of the contract to make sure things are going well.With cooperative lease options (aka wholesale of lease option/rent to own) it's like traditional wholesaling minus the distressed houses, cash buyers, double closings, etc.

If you're not confident generating accurate numbers for all these items yourself, move on.

Traditional financing for holds.4.

Should I act as if its a traditional fix and flip and go with the 70% rule?

I haven't really clicked with any traditional or residential investment mortgage lenders/brokers.

Owner financing means you don't have to jump through a lot of hoops from traditional lenders.25% down is typical of a commercial deal.30 years is longer than most commercial lenders will do both, for both term and amortization. 6% is historically a good rate.

If your target was a 10 cap but the inspector said a new roof was needed now for 8,000 you would go 86,940 purchase - immediate capex (8,000) = 78,940 offer priceMost investors shoot for about 100 minimum a door clear after anticipated costs and debt service per month.Remember the costs average out to 50% but some years you will use more and some less but it will average over time close to this.Big ticket items you need to build a cost reserve stable of when those items will reach past the life expectancy and plan accordingly.If you look at the BP file vault on here there is some free stuff and I believe a cost reserve stable in excel example is on here somewhere.

You accountant can help you with setting up a cut-off amount for checks to be written, (consider the balance of the account for a prudent cut-off amount) you'll make life easier for one to buy smaller items.

You may just consider comparing the traditional SDIRA model to the C corp (solo k) or even checkbook IRA model.