The work was never done, they never sent proof of the work, and I had to pay another contractor to do the work.

Over a year later, today according to the cuyahoga county site, josh cantwell still owns the property, and hes using it as a video case study of an awesome hud deal.

Tenant did not pay May, June, July, or August. $1550/mo.

But why pay down payment if I am refinancing?

A few reasons to replace would be tenant would be paying for heat, lower maintenance costs long term, and no risk of water damage when pipes give out.Good callouts on ceiling but luckily, i dont have any popcorn texturing, thank goodness.

NACA could call the loan if they think you didn't make a necessary choice, they do not consider paying off credit cards as okay.Your HELOC lender can also close the line if your FICO goes down or they find out they are in 3rd position.NACA is an amazing product no down, no PMI, low rate, no fees - you sure don't want them to call the loan.

In most cases, the HOA is responsible for anything outside your walls and you are responsible for anything inside the walls.I would pay the bill to ensure the utility is good, then go after the HOA.

Lenders take back properties when the borrower doesn't pay.6.)

If you arnt paying, then they arnt working for you.

There will also be accounting/bookkeeping that will need to be done for the LLC, you may have to pay for that also, as well as a corporate kit.Or You could wing it and try and do it yourself, if you think you know enough to make a good decision without expert help.Good Luck!