--I sent it back w/in 30 days).

They will almost always give you information they should not have or at least give you enough information to put together a picture of their situation sot that you will be able to negotiate better and win.

The reason I ask...I have a full time job and excellent credit.

There is a program here in Houston actually with excel mortgage that finances at 100%, as long as everything comes in under 80% of the ARV including the refi.People aren't idiots for reading books.

How should i detail the offer/contract so it is a win/win situation...

I like letters as we have probably had more success, but am also a fan of a two sided color postcard.You can write out an address real quick, put a stamp on it and fire it off in seconds.Letters take a little more time.We have had good results on both.We like to keep an excel spreadsheet on all contacts with date of contact and results (talked to them, they called us, they want to sell, they dont want to sell, etc.).we also like to drive by those properties that people are on the fence or saying maybe - and take a photo of the property and create a file of notes for when the owner finally calls and says yes.i hope this helps - we have a few other marketing things we do but you just asked about postcards.Brad McLeod

I've also had excellent experiences with ringcentral.

My company is in competition with Aurora trying to win over a larger portion of the Lehman Portfolio.

I had one house with good quality carpet and a series of excellent tenants and I replaced that carpet when it was 16 years old and was still presentable.

It has an excellent size kitchen with a dinning room.