Those are typically the agents that have the best reach and relationships at that price point.

@Adam Fansler excellent question and I think also kind of a personal one.

But learning your zoning and all the specific requirements is an excellent idea as an investor.

We have an excellent regional hospital - but children with severe injuries or issues are usually transported by air to Children's Hospital in Denver.

If that means using cash saved for RE to pay down debt, then so be it.As far as partnering, having a good relationship with your partner is super important.

Anyone have advice on how to achieve the following:I have a list of leads in excel. 

What I wrote above does not create an attorney/client relationship between us.

State Farm also keeps all the loans they originate so they are more user friendly due to the fact they are creating a long term relationship vs. simply immediately selling their finished product on the secondary market. 

Thanks everyone, Its our local credit union, we have a decent relationship because we used them on our last project.

@Steve Vaughan excellent idea...