You could always start off one way, and then go another.  

I’d pay the loans off with cash and maybe refinance in the future ?

Our Top 100 Cash Flow Markets Report for 2024 just dropped, which breaks down metrics for the top 100 markets in the US. This report was crafted by none other than Dave Meyer, our very own Head of Market Intelligence...

Waiting a year might not be a bad idea versus pulling the trigger sooner and having to pay to refinance later.Also realize it may be tough starting off as a 17 year old.  

Some of these are paid off and generating rental income that we rely on for living expenses.

I am house hacking my 1st SFH rn and none of them have rental insurance but I do manage the utilities because I live with them so I ask them for their part of the bills/utilities...I will probably take my name off the utilities once I move out and make the primary tenant get the water/electric in their name...

 I think changing from a “don’t rock the boat, keep rents stable for ‘good tenants’ ” mindset to a Vacancies aren’t the worst thing on the planet mindset as paid off in spades.

I am an investor friendly agent here in the Atlanta area and have great relationships with wholesellers and off market opportunities.

Any suggestions for how to relay this information to potential new tenants without scaring people off?

Would I get the cash back to pay off the HELOC?