The truth is that you can do a lot of your research yourself and online.

Between the four 1b/1b units, the property generates $3,800 in total rent, and all utilities are paid for by tenants.

Assuming you paid $80k to buy, $15k to renovate, $5k for everything else, $100k total, and received $35k/revenue a year.

Total cash needed shouldn't be $080LTV on the refi is hard to come by unless you have amazing cash flow (lease in hand) or they will take market rents.Monthly landscaping seems a little high5 month timeline is fair.

I was thinking of purchasing a hot tub...I called local companies and can get a 220v hot tub for around 6500, or could order a "plug and play" online that is 110v.

Is there no definitive MLS of commercial properties online?

She's also not too tech savvy (neither am I), and doesnt know how to research this stuff very well online - especially for her country.We are looking for help to acquire a short term mortgage to secure our retirement home.

Unless you totally threw all REI strategies out the window, which I highly doubt since you are getting into the weeds of Def Comp, you will blow that 457B out of the water in due time.

I was thinking for my future tenant who has 3 in total that the new room can be used as a dining room, game room, etc.

I would just look at the total returns of both options.