. $1,500 min unless I have direct deposit (which my job doesn’t have) and there other account they offer is $25 min but with a $5 every month.

He said I would have gotten more at trial but most of that would have gone to him in legal expenses ;-) and anyway, I had properties to buy, I didn't want to be stuck doing interrogatories and depositions. 

if they leave for the summer you have a golden opportunity to adjust rents and do some upgrades. i hope you are getting good cash flow. inform them soon that the rents in august when they come back will be a certain % higher due to upgrades and its first come first served. if they are not paying rent over the summer take a nonrefundable deposit to hold their unit and dont do upgrades, just upgrade the empty ones & put a sign out "brand new ...." whatever.

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Alternative: Rollover Funds to A Solo 401k & Take a 401k loan or Invest in Real Estate DirectlyIf you are self-employed (i.e. active self-employment earned income separate from your w-2 income) with no full-time w-2 employees, you can set up a Solo 401k and then rollover your 401k funds once you leave your current job [NOTE: You generally can't rollover funds that you saved to your current employer plan until you quit.].You could then take a loan of up to 50% of the balance not to exceed $50,000.

Plus one that can also do direct deposit and split up utilities for the renters.

Does anyone have advice or tried to get a earnest money deposit on a new build?

If not walk .. how much would you be losing in deposit?.. 

Worst case you’ll need a lease agreement and deposit checks, or copies of the lease if it is already rented...

That is correct, I did not add a contingency that the unit needs to be delivered vacant as I was under the impression it would be month to month.I can get my full deposit back because of this, and I went through the contract and it absolutely was a breach.

I'm getting the pattern of late rent on a regular basis, offer to let him break the lease to find something less expensive, and give his security deposit back as long as the place is tenant able.. end it with something like unfortunate if rent is late as a business I will be forced.to seek the legal remedies.