There are 11 categories it gives for REPS qualification.

Im trying to breakdown some minor details of what exactly qualifies for REPS hours. I've received mixed answers1) 500 hour material participation--- Does travel to and from the property count? We live out of state and...

Seller concessions should be closely coordinated with lender/broker and real estate representatives, as there are nuances to property types, loan amounts and income qualifications. 

Thanks Jon Holdman, I will check out qualifications for 203K He has his current home on the market bit he says he can qualify based on his income.

I'm hoping to do something similar...and am now awaiting qualification with them to purchase a 4 unit in Los Angeles. 

If you advertise and nobody meets your qualification, that means you're in a lower-class neighborhood and will have to adjust your standards.

They'll allow LLC vesting and the use of LLC as borrower but will still require a guarantee from a warm body guarantor who owns at least 20% of the entity and use that persons credit score (mid FICO) to determine pricing and qualification. 

I've used Huntington, Dart bank, really haven't done much searching, the main stuff is your qualification as an applicant, if you're not qualified no bank is going to take you then you have to search for hard money lenders and that could be going down the rabbit hole if you don't have a great deal.If you don't qualify you can try to partner with another investor but it has to be a "deal" and worth their time, if it's a deal the investors will come, you should join the Metro Detroit Metroit Real Estate Investors group, that will give you a great insight into the Detroit market and networking with local investors. 

Did his clients  not pay an application fee to the bank for that pre-qualification process? 

But still not sure where to start - outside of looking for locking down our pre-qualification (almost done) and finding a reliable wholesaler or real estate broker in the relevant GA region.We don’t have the skills or time to start with flips.