In addition I also have a program that allows a buyer to receive approx 7% back from the government.

I like it because the rent is paid by the government.

I would hope you can pick your roommate and not have the government decide for you.

I received a government student loan (which didn't start charging interest until a year out of school at a pretty good rate that rides with prime). 

Here is the page:https://www.tsp.gov/planparticipation/loans/loanBasics.shtmlYes, you do have to be employed by the federal government

As @Steve Vaughan has said,Any government program will be by the book: 1003 app, Personal Guarantee, DTI, etc.Learn about 203(b)http://search.usa.gov/search?

The Federal Government’s $128 Trillion Stockpile: The Answer to Our Debt Problems?

I work for the government, so it is a little different than for the guys who work for private businesses.

I'm about to retire from the federal government, at the end of this year, New Year's Eve as a matter of fact! 

Community owners don't want to loose good homes, so once they understand the government screwed them, they will likely work with the tax buyer.From the perspective of the community owner: We have someone at every tax sale to buy the homes (in Illinois, you don't buy the taxes, you buy the home.) in our communities, or if we do not want them to let someone else buy them that we get contact information on so we can talk to them about getting the home out of the community ASAP.