Though I haven't tried the IOS version witch I'm guessing its also very neat and organized.

That way, I can get an apples-to-apples comparison on labor costs among all my contractor bids. 

Might just be one bad apple!

I have an email into my agent to get estimated premiums at varying deductible levels so I can plug in the numbers and compare apples to apples.My conclusion: What we all knew already anyway, which is that insurance premiums have to be more than the actual value of the coverage because they have to include operating expenses and profits for the carriers.

I want to have Christmas trees, apple trees, maple syrup, pumpkins and berry patch. 

Most people are biased, (Similar to Apple vs Android phones) so once you find a niche find people that are working in it.

But if you're comparing to the equities market make sure the investment opportunity and opportunity cost are apples to apples.

I have looked in to construction loans which will offer IO for 24 months at 1.20 - 1.25 DSCR on stabilized NOI.  

Total fluke and Google, Apple, Facebook, Tesla and Chevron will all be BK soon. 

Kyle PotswaldCitizens first position HELOC CMG a financial 70% LTVEast West Bank, up to 60% LTV with "no docs” Figure 80% on a rental, not in LLC First Florida Credit Union https://firstflorida.cumortgagecenter.com First CommonwealthFirst Midwest, up to 90% Chicago areaFirst Republic - CaliforniaGreat Lakes Credit Union Veritex , Texas HELOCHSBC 70%, for premier clients only Huntington 75% LTV 5 yr IO product available Hurst Lending and Insurance Investment property HELOC in Texas.