The criteria I am looking for is as follows: 1-4 unitsAsset value or ARV = $100,000 or lessLoan at 80% LTV, so $80,000 or less (could do 75% LTV)30 year fixed, IO available (can discuss) Rentals, ideally fully occupied at refinanceNo seasoning requiredOpen to portfolio loansI am covered on the higher end of this ($100,000+) but need help on the smaller end.

From last summer's home buying season, one of the 1 in 50ish people that leave online reviews happened to be someone that used a VA loan.

As we look to expand, I use the Bigger Pocket rental calculators, insertion the metrics above and calculating my income as rates time average seasonal occupancy, divided by 12 months.

@Ivan Vasquez, wow, that is quite an event to season a new landlord.

This could become a money pit if you don’t put a real seasoned inspector on this beforehand.

It is amazing how their underwriting criteria changes after a few good deals (lower DSCR, faster closings, lower rates, short seasoning for a refi, etc).

I'm assuming there's no seasoning period to cash out if the initial loan is from a hard money lender?

Hello my seasoned realtor colleagues.

Looking to connect with a seasoned NNN lease CRE investor.

I  usually list with a seasoned real estate agent who has extensive experience in my neighborhood.