Quote from @Bradley Hendrix: That is a long post, but it's what people need to hear.

However, as long I keep good records, I can still correctly report my income.Here is the link to the Flat Fee Program. https://vrgne.com/flat-fee/Here is the link to the Independent Contractor Agreement:https://thevirtualrealtygroup.com/VRG-ICA-OPPM.pdfIn summary, after paying the annual membership fee of $327 and $595 per transaction fee, the agent gets to keep 100% of the commission. 

@Mohammad Murad Ditching your agent on your first purchase and also a 4plex over $5k is going to cost you way more than $5k in the long run.

It doesn't take long to make tiny adjustments on the dashboard.

For rentals, you’re typically doing long-term conventional type financing.

Their SDIRA company has agreed to do this... so long as the divorce decree spells out this requirement explicitly. 

He only have a auto loan with last 34 payments all on time.  

Waiting on permits sucks....City of Atlanta take a long time, but Decatur takes 4EVER!!!  

Why do you think purchase contracts are so long and have such small print?

This last March a used the 5% down program to buy a duplex in NH.