Find your investor identity if you will.

If no leaks, the readings should be identical. 

This coupled with the fact that NC doesn't allow for wage garnishment, we are essentially left with a useless fraud judgement.

@Brandon Higdon, it is considered mortgage fraud if you say you're going to live in it but do not intend to do so.

To complete the sales comparison approach the appraiser will look at similar (if not identical) competing properties in the subject's neighborhood/market area that have closed in the last 6 months (sometimes longer depending on market) and adjust those sales accordingly.  

I assume you mean, can you get the 'i live there' rate and terms without living there ... the answer is no, that's fraud.  

that means you have to live there...or commit mortgage fraud.  

Not trying to be a fraud or cheat anyone-just want to know if I have any options. 

Most involve health, divorce, death, job loss, fraud etc.  

Smells like fraud to meI/we, ,submit this offer to purchase the property located atProperty address:,as an owner-occupant purchaser.