HUD purchase before going to auction

[Rocky Verteramo]

Hi guys!

I just looked at a HUD home today that is in great condition and in the area of where I look to rent. I am not totally educated on HUD homes, but I know that this home is on the market for another week, strictly for owner/occupied, and then it goes to auction for 10 days where I know there will be many people bidding on it. I currently have a primary residence with no mortgage, and 1 rental property paid for by my home equity line. My question is, is there any way around buying this home as a owner occupied? I know I wouldn't qualify since I have a primary house, correct? Is it also not aloud to put it in my wife's name? Could I possibly get a family member to put the home in his/her name and I pay for it so they don't have to, let he/she live there or have the house sit vacant, then a year later have my family member "sell" me the house and put it in my name? If there is any way this or any other way would work? It would be worth it for me to sit on it for a year without renting it if there is any possibility. I don't want to attempt doing something illegal, but have no problems being creative if at all legal and possible! Any help would be appreciated! Thanks guys!