Counter offers are done electronically and you simply edit terms on a webpage. 

I was happy to read your 2014 newsletter and would love to talk shop :).  

I'm a baller...shot caller...20 inch blades on the Impala.In reality when I'm not dreaming, I am an Electronics Technician that does testing and evaluation on the US Navy's Aegis Combat System for the Dept of Defense.

Manager does not need prior approval from Owner, unless the cost to repair shall exceed $500, for any single repair to any single property in which Manager shall get verbal or written or electronic notice from Owner to do so. 

Easy to upgrade to disk brakes and electronic ignition....or just keep your truck and maintain it :)I should also mention that I rely on public transportation and my own two feet when necessary and don't drive much (I also have a 2008 Chevy Malibu that I inherited...it has 23,000 miles on it).

I get all the bills electronically by the 15th and forward the shared utilities bill by the 25th.

That's what was suggested, along with other sleeping suggestions like not eating before sleep, avoiding alcohol, staying off electronics right before bed.

It is very easy to use and has a low fee for electronic contracts. 

@Matthew Perry We just started sending out monthly newsletters 3 months ago and incorporate an interview format video in it. 

Significantly. 100% independent from anyone & anything.My life tip to anyone seeking financial independence is to open your eyes & look around you.... you see advertising everywhere you look, new electronics, new cars, new lips & boobs for females, new alligator on a t-shirt......the stuff is worthless.