Again, if something goes "wrong" and you don't have the reserves to cover it.Meanwhile, I'm part of the group that feels cash flow is over rated when trying to generate wealth. 

@Jeb BrilliantThanks Jeb, I used some screening questions that Brandon Turner and Dave Green used in their books as the baseline for my questions and added a few more of my own that I've found in other blogs within the site.

If I'm missing any existing threads that covered, please share! 

They won’t even cover me if someone slips and falls inside the house, which doesn’t make sense because what does that have to do with the jacuzzi.

My friend said even if this person could be struggling and be late a couple of times a year or may not make 1 month rent once a year, since she is a long term tenant per her past and paid her rent without fail every month, and is motivated to make the new rental situation work for her financially, long term, if she stays 5 years, although occasionally could struggle a bit, I still will do better than most other tenant choices (frequent turn over, etc.)My rent is still covered by my past tenant at the moment even though the property is vacant as the Lease has stipulations for that the past tenant has honored faithfully.

Curious as to why you had to take a print screen of a conversation.

This would allow you to put 3% down on FHA loan and rent out the others to offset, hopefully cover, your mortgage payment + taxes + insurance. 

Or raise the rent to ensure it's covered.

Definitely can 20% down if the rent covers the mortgage 

If it’s good quality and cheaper for you and there’s enough to cover your place, then yeah I’d say it’s a good deal.